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Thursday, September 6, 2012

List of CASH CARDS in the PHILiPPINeS

it seems that trend now a days is go on plastic were in most banks from thrift bank to commercial and even the universal banks offer cash card or so called prepaid debit card. There are banks who offer the master card or visa presence which can be useful if you travel abroad or if you buy online while others are just for domestic use only. The cash card fees ranging from 100 to 500 depending of on what cash card do you want to get. there are banks who impose annualy fees and dormant fees and some cash cards has a validity of one year to five years depending on the card or your life time card. You can put funds any were from 10k to 100k a month and it is not covered by the Philippine Insurance Corporation.

BPI cash card

it has a wide array of cash card ranging from money order to e prepaid card for internet access.
card fee 150-500 card validity is 2yrs up to 10k maximum allowed amount
reloading of your cash card free of charge.

Banco de Oro

Generic card 10k with 6 months dormancy
Personalized 25k with 1 year dormancy
reloading of your cash card free of charge

PSBank

prepaid master card Free if you load atleast 500 php no dormancy fee and the vadility of the card is 5 yrs you get your card instantly pay 10php for every reload and the only cash card than can accumulate up to 500k balance.

RCBC

offers wide range of cash cards from mrt card to mercury drug powered by visa card fee is 150 and pay 10 fee for every reload and card validity is 1yr can store up to 100k a month.

East west bank

powered by Visa can store up to 100k a month pay only 100php and no dormancy fee and no fee when you load your card

Metrobank

Powered by mastercard just purchase the kit for 100php the card is valid for 3 yrs renew the card for 100php. Pay 25php regardless the amount you put on your cash card. Get your card right away

EastWest Prepaid Card Visa

A Better Way to Pay!
East West bank is one of the newest universal banks in the philippines a publicly listed company at the philippine stock exchange which was listed last march it has 200 branches all over the country and aim to expand it within three years to reach its middle class target.

East west bank has joined the latest trend in banking sytem the prepaid debit card. The EastWest Prepaid Card is a safe and convenient method for making payments for goods and services.

It removes the risk and inconvenience brought about by carrying large amounts of cash to pay for big ticket items.
It is a generally accepted form of payment for purchases through Point-of-sale terminals found in most establishment, as well as through automated teller machines and electronic payment channels used by online merchants.
It is an effective budgeting tool that prevents you from spending more than the amount that you have allotted and loaded into the Prepaid Card.
It is supported by features and processes to help safeguard your funds from theft, loss and unauthorized usage.
No bills, finance charges or other fees for you to worry about at a later date.
Unlimited Use & Global Recognition!
You can use your EastWest Prepaid Card to pay for dining, shopping, fuel, groceries, utility bills and online purchases. For as long as the merchant or establishment that you are transacting with accepts VISA as a payment option, you will be able to use your Prepaid Card for payment.

With over 30 million VISA affiliated establishments and 350,000 online merchants worldwide your cashless shopping options are virtually limitless. Even cash withdrawals are allowed at all VISA affiliated ATMs across the globe, subject to applicable fees and charges of the host bank and/or network.

Where to Start?
All you need to do is visit any EastWest Bank branch and follow the simple steps below.

Approach an EastWest sales officer and inquire about the Prepaid Card.
Fully accomplish an EastWest Prepaid Card application form.
Present at least one (1) valid government issued identification card.
Pay a minimal card application fee of P100.
Load your Prepaid Card with any amount between Php 100 to Php 100,000 and it will be credited to your prepaid card for immediate use.
Fees & Charges
Enumerated below are the fees and charges related to the usage of the EastWest Prepaid Card

TYPE OF TRANSACTION AMOUNT (Php)
Card Application Fee Php 100.00
Card Replacement Fee Php 100.00
PIN Regeneration Fee Php 50.00
Over-The-Counter Load / Reload FREE
ATM Balance Inquiry - Domestic Php 1.00/transaction
ATM Balance Inquiry - International* Php 45.00/transaction
ATM Withdrawal - EastWest Bank ATM Php 10.00/transaction after 3rd transaction**
ATM Withdrawal - Other Bank ATM Php 11.00/transaction
ATM Withdrawal - International VISA ATM* Php 157.50/transaction
* Subject to applicable fees and charges that may be imposed by the host bank.
** For every one (1) calendar month period.