Happy plus vs SM tap n pay

Last year jolibee together with bpi lunch the tap n pay system in the country were in you can use the card to buy food on all jfcs company from jolibee to re ribbon and soon mang inasal (when will that be) for only 100php valid for 2yrs you can use it buy loading it with 100php up to 10000php. Whats good about this is you get a rebate of 2% of total purchase at any jfc stores nationwide. Last May happy plus card has lunch a survey about expanding the use of its happy plus card. The survey ask its members on where they want to use the card etc. Not to be out done by this is SM's tap n pay card replacing there e plus card which was lunch last year for its cinema business. Last June 10,2013 sm officially lunch its tap n pay card same function as the happy plus card but in the meantime you can use it on sm cinemas. Hopefully by september we can use it at all sm tenants n uv xpress taxis and if sm wins the bidding of mrt ticketing system tap n pay cardscan be use for riding mrt n lrt. Is int great to have this thing one card for all. If you think tap n pay system is not that new to us if my memory is correct way back 2006 mastercard together with bdo lunch an atm called pay pass even smart communication has a pay pass to for smart money unfortunately it didnt went well because of lack of interest at that time after 3 yrs you can see so many terminals of pay pass but the pay pass card of mastercard has banish. Now that the goverment is serious about this its time to have this tap n pay in our country other countries like singapore n hongkong are using this system and dotc envision this project like those two countries. All this tap n pay card has an expiry of 2 yrs for sm you can load it all sm outlet nation wide n for happy plus card at all jfc companies nationwide. Its good to have this but wouldnt it be better to make all atm tap n pay instead of having another card. But its a long way to go but soon we will have a taste of a first world payment system. Soon we might see other banks or business establishment lunching there own tap n pay card.