it seems that trend now a days is go on plastic were in most banks from thrift bank to commercial and even the universal banks offer cash card or so called prepaid debit card. There are banks who offer the master card or visa presence which can be useful if you travel abroad or if you buy online while others are just for domestic use only. The cash card fees ranging from 100 to 500 depending of on what cash card do you want to get. there are banks who impose annualy fees and dormant fees and some cash cards has a validity of one year to five years depending on the card or your life time card. You can put funds any were from 10k to 100k a month and it is not covered by the Philippine Insurance Corporation.
BPI cash card
it has a wide array of cash card ranging from money order to e prepaid card for internet access.
card fee 150-500 card validity is 2yrs up to 10k maximum allowed amount
reloading of your cash card free of charge.
Banco de Oro
Generic card 10k with 6 months dormancy
Personalized 25k with 1 year dormancy
reloading of your cash card free of charge
PSBank
prepaid master card Free if you load atleast 500 php no dormancy fee and the vadility of the card is 5 yrs you get your card instantly pay 10php for every reload and the only cash card than can accumulate up to 500k balance.
RCBC
offers wide range of cash cards from mrt card to mercury drug powered by visa card fee is 150 and pay 10 fee for every reload and card validity is 1yr can store up to 100k a month.
East west bank
powered by Visa can store up to 100k a month pay only 100php and no dormancy fee and no fee when you load your card
Metrobank
Powered by mastercard just purchase the kit for 100php the card is valid for 3 yrs renew the card for 100php. Pay 25php regardless the amount you put on your cash card. Get your card right away
Showing posts with label Bpi. Show all posts
Showing posts with label Bpi. Show all posts
Thursday, September 6, 2012
Thursday, June 14, 2012
Low initial and maintaining balance for regular savings account
No maintaining balance
Bpi and bpi family bank
Pay 250php 200php initial deposit and 50php for the atm fee. 5php transaction fee every time you use the card. 1000php to earn interest
China bank savings account
100php charge for the atm get your card instantly 1000php to earn interest
Bpi and bpi family bank
Pay 250php 200php initial deposit and 50php for the atm fee. 5php transaction fee every time you use the card. 1000php to earn interest
China bank savings account
100php charge for the atm get your card instantly 1000php to earn interest
100php initial and maitaning balance
East west bank
basic savings account
initial deposit is 100php and 500 to earn interest comes with an atm visa. The lowest initial and maintaining balance in the market today
500 initial and maintaining balance
Land bank of the philippines
500 initial deposit and 500 For maintaining balance
Security Bank
500 initial deposit and maintaining balance 2000 to earn interest
Security bank savings (subsidiary owned by security bank formerly premiere bank) 500 for atm
The Real Bank
500 for passbook
100 initial deposit and 500 maitaining balance for atm
China bank savings
500 initial deposit and 1000 maintaining balance
RCBC savings
500 initial deposit
BPI direct
500 initial and maintaining balance
*apply through online
Sterling bank of asia
Any amount but you need to maintain 2000php with in 3 months comes with atm and passbook
Bank of commerce
500 initial deposit
Equicom savings bank
500 initial deposit
1000 initial and maitaining balance
China bank
1000 for atm or passbook
Opens till 5:00pm mondays to saturday inside sm malls
500 initial and maintaining balance
Land bank of the philippines
500 initial deposit and 500 For maintaining balance
Security Bank
500 initial deposit and maintaining balance 2000 to earn interest
Security bank savings (subsidiary owned by security bank formerly premiere bank) 500 for atm
The Real Bank
500 for passbook
100 initial deposit and 500 maitaining balance for atm
China bank savings
500 initial deposit and 1000 maintaining balance
RCBC savings
500 initial deposit
BPI direct
500 initial and maintaining balance
*apply through online
Sterling bank of asia
Any amount but you need to maintain 2000php with in 3 months comes with atm and passbook
Bank of commerce
500 initial deposit
Equicom savings bank
500 initial deposit
1000 initial and maitaining balance
China bank
1000 for atm or passbook
Opens till 5:00pm mondays to saturday inside sm malls
5000php to earn interest
Philippine business bank
1000 for atm or passbook
BPI family bank
1000 initial depost
City state savings bank
1000 atm
GSIS bank
1000 initial deposit atm
Philippine veterans bank
1000 atm or pass book or both
Philtrust bank
1000 passbook
2000 initial deposit
Banco de oro
2000 initial and maintaining balance
Branch are open till 7pm mondays to sunday inside sm malls
Philippine savings bank (PSB)
2000 initial and maintaining balance
*get your atm instantly
Planters bank
2000 initial deposit and maintaining balance
Metrobank
2000 initial and maintaining balance
EastWest bank
2000 initial deposit
Robinsons Bank
2000 initial deposit
Philippine business bank
1000 for atm or passbook
BPI family bank
1000 initial depost
City state savings bank
1000 atm
GSIS bank
1000 initial deposit atm
Philippine veterans bank
1000 atm or pass book or both
Philtrust bank
1000 passbook
2000 initial deposit
Banco de oro
2000 initial and maintaining balance
Branch are open till 7pm mondays to sunday inside sm malls
Philippine savings bank (PSB)
2000 initial and maintaining balance
*get your atm instantly
Planters bank
2000 initial deposit and maintaining balance
Metrobank
2000 initial and maintaining balance
EastWest bank
2000 initial deposit
Robinsons Bank
2000 initial deposit
Tuesday, March 20, 2012
BANKO a Saving Bank
Every one wants to open an account no matter how big or small your money is. There are a lot of banks in our country ranging from rural bank to universal banks. One needs to find out what suites his need.
One consideration most of us use in opening a savings account is the proximity of the banks, its product and service etc. Most of us want to have a savings account that offers low initial and maintaining balance. There are banks who offer no maintaining balance and some offer high maintaining balance. It is hard to maintain your money especially this hard times. There are cases were in banks are very strict about the requirements that some of us are having a bad experience with banks.( i can relate to that) They demand to many ids,tin,land line and utility bills etc.
BPI and GLOBE telecoms partnered and lunch BANKO the first bank in the Philippines that embraces mobile technology. BANKO aims to cater to "unbank" sector of our population who have no access to any financial products and services because of so many factors. BANKO was inspired by the mobile revolution in KENYA where in it is the highest country that uses mobile technology to facilitate deposits, bills payment etc.
This morning i went to BANKO to inquire on how to open a savings account with them it so easy to open an account you just need 1 valid id, a globe or touch mobile simcard and 100php as initial cost. 50php goes to atm fee and 50php for your initial deposit. They will link your g-cash to your banko account. There is no maintaining balance so therea no need to worry that your account will be close or pay any service charge. Your globe mobile number acts as your account number you are given 4 cash in in a month after that youll pay a minimal fee for every deposit that you make ranging from 1.25 to 37.50. You can cash in to any BANKO outlets nationwide. Sending money through your loveonce is just so as text the transaction fee ranges from 5-110php and you can send as low as 50php to 15000php the fee will be deducted to sender right away.
You can also withdraw via atm to any atms nationwide the fee is 20php for every withdrawal and 3php for every balance inquiry.
When you reach 2000php average daily balance you ll get a life insurance times 5 of your savings and can use your savings as loan for your business. They pay 1% interest per annum.
To chck your balance or pay your bills dial *118*1# on your globe or touch mobile link to your banko account its free of charge
This can be ideal for students or people who wish to have a savings account. All saving account are insured by the PDIC
As of the moment BANKO atms cannot be use to purchase goods like we use to enjoy on an ordinary atms. It is limited to deposits, sending money, buying loads and bills payment. The BAnko is one of the fatest growing banks in the country who know there might be a banko branch near. I hope that all interest from its savings account will not be subject to a 20% with holding tax since they are a cooperative bank
* good news globe banko atms cAn nowbe use to pay for your groceries at all hypermarket and all sm super markets what wores you can use to at sm department store.
One consideration most of us use in opening a savings account is the proximity of the banks, its product and service etc. Most of us want to have a savings account that offers low initial and maintaining balance. There are banks who offer no maintaining balance and some offer high maintaining balance. It is hard to maintain your money especially this hard times. There are cases were in banks are very strict about the requirements that some of us are having a bad experience with banks.( i can relate to that) They demand to many ids,tin,land line and utility bills etc.
BPI and GLOBE telecoms partnered and lunch BANKO the first bank in the Philippines that embraces mobile technology. BANKO aims to cater to "unbank" sector of our population who have no access to any financial products and services because of so many factors. BANKO was inspired by the mobile revolution in KENYA where in it is the highest country that uses mobile technology to facilitate deposits, bills payment etc.
This morning i went to BANKO to inquire on how to open a savings account with them it so easy to open an account you just need 1 valid id, a globe or touch mobile simcard and 100php as initial cost. 50php goes to atm fee and 50php for your initial deposit. They will link your g-cash to your banko account. There is no maintaining balance so therea no need to worry that your account will be close or pay any service charge. Your globe mobile number acts as your account number you are given 4 cash in in a month after that youll pay a minimal fee for every deposit that you make ranging from 1.25 to 37.50. You can cash in to any BANKO outlets nationwide. Sending money through your loveonce is just so as text the transaction fee ranges from 5-110php and you can send as low as 50php to 15000php the fee will be deducted to sender right away.
You can also withdraw via atm to any atms nationwide the fee is 20php for every withdrawal and 3php for every balance inquiry.
When you reach 2000php average daily balance you ll get a life insurance times 5 of your savings and can use your savings as loan for your business. They pay 1% interest per annum.
To chck your balance or pay your bills dial *118*1# on your globe or touch mobile link to your banko account its free of charge
This can be ideal for students or people who wish to have a savings account. All saving account are insured by the PDIC
As of the moment BANKO atms cannot be use to purchase goods like we use to enjoy on an ordinary atms. It is limited to deposits, sending money, buying loads and bills payment. The BAnko is one of the fatest growing banks in the country who know there might be a banko branch near. I hope that all interest from its savings account will not be subject to a 20% with holding tax since they are a cooperative bank
* good news globe banko atms cAn nowbe use to pay for your groceries at all hypermarket and all sm super markets what wores you can use to at sm department store.
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