Getting your atm

We all want to have our own bank account no matter how big or small our money is. Some my opt for a passbook while some want a passbook and an atm in one account for easy monitoring and convinience of withdrawing. Theres also the atm account it gives convinience and flexibility than a passbook. You can use your atm for purchasing, paying bills via the atm,online purchasing etc. But getting your atm card is not that easy it you have to wait for 3 days (minimum) for most banks and a whopping 7-10 days for other banks. You ask them why is it taking so long for you to get your atm. They will say that they have no embosser machine in inside the bank. Some banks prefer to print in bank thats why you have to go back and wait for several day. If your in a hurry why not generic atm but seldom wants to have a generic atm banks that issue generic atms are bdo and rcbc savings. But if you are a first time you want to have your name emboss on your first ever atm. We only have two banks that offers convenience of getting your card right away first is PSBank largest thrift bank member of metrobank group within minutes you have your atm with you even your prepaid mastercard right away then chinabank savings subsidiary of china bank take note that some branch of chinabank savings are the former branch of manila bank just like psbank you can get it right away no time wasted you have  it when you leave the bank and what good about it you can use it right away not like all the atm cards that you have to wait for 24hrs for activation. Come to think of it why cant bdo,bpi,metrobank or  any other bank do what psbank and chinabank savings did by offering a on the spot atm. They have the resources and capability to install embossing machine on all there branches. If banks will have this banking will truly be less huscle and convinient to all of us since were leaving in a fast pace life were every minute is important to us no matter what your statue maybe

List of CASH CARDS in the PHILiPPINeS

it seems that trend now a days is go on plastic were in most banks from thrift bank to commercial and even the universal banks offer cash card or so called prepaid debit card. There are banks who offer the master card or visa presence which can be useful if you travel abroad or if you buy online while others are just for domestic use only. The cash card fees ranging from 100 to 500 depending of on what cash card do you want to get. there are banks who impose annualy fees and dormant fees and some cash cards has a validity of one year to five years depending on the card or your life time card. You can put funds any were from 10k to 100k a month and it is not covered by the Philippine Insurance Corporation.

BPI cash card

it has a wide array of cash card ranging from money order to e prepaid card for internet access.
card fee 150-500 card validity is 2yrs up to 10k maximum allowed amount
reloading of your cash card free of charge.

Banco de Oro

Generic card 10k with 6 months dormancy
Personalized 25k with 1 year dormancy
reloading of your cash card free of charge

PSBank

prepaid master card Free if you load atleast 500 php no dormancy fee and the vadility of the card is 5 yrs you get your card instantly pay 10php for every reload and the only cash card than can accumulate up to 500k balance.

RCBC

offers wide range of cash cards from mrt card to mercury drug powered by visa card fee is 150 and pay 10 fee for every reload and card validity is 1yr can store up to 100k a month.

East west bank

powered by Visa can store up to 100k a month pay only 100php and no dormancy fee and no fee when you load your card

Metrobank

Powered by mastercard just purchase the kit for 100php the card is valid for 3 yrs renew the card for 100php. Pay 25php regardless the amount you put on your cash card. Get your card right away

PSBank prepaid MASTERCARD

Psbank is a thrift bank owned by metrobank it is publicly listed company at the philippine stock exchange with a trading symbol PSB.Philippine Savings Bank or PSBank is rank 2 in terms of capital among thrift banks with resources same as the size of a universal bank. With most banks offering cash cards to tap the unbank segments PSbanks prepaid mastercard is a standout among other banks which offer the same product.
With PSBank you can get your prepaid mastercard in 30minutes or less pa that right you read it right! Unlike other banks or most banks that offer cash card you have to wait for three days or one week as the case may be (familiar with we find ways) that will take you a week or even worst two weeks.
You can use it for shopping no need to bring huge cash and you can even pay your utility bills via online or via atm same as other cash card, it can be use as a remitance from abroad and you can use it when you travel abroad and it is accepted worldwide powered by mastercard
Whats nice about it is you can track it online just log on to the remote banking of PSbank so you can monitor everything go on and register your prepaid master card.

It has no dormancy fee like sa ibang cash card wala din annual fee minimal ang loading fee nya na 10php kaht anung amount and pwede kang maglagay ng up to 100k a month at sya lang ang cash card na pwedeng umabot ng 500k maximum outstanding balance mo pero siyempre pag ganito na ang pera mo e mg savings account ka na diba. You can put funds from your own psbank account via online or via atms and it can accept fund from other bancnet banks with a minimal fee of 25php

Sa ibang cash card e mababa lang yung allowed na pwedeng ilagay my isang bangko 10k lang good for two yrs ang card merun naman din pag generic 10k pag personalized 25k
Tpos pagng withdraw k naman yung isang bank 15php kaht sa sariling atm na nya at yung isa si we find ways e sumali na din my 2php na charge na din.
Si we find ways my doramncy charges sya both sa generic at personalized na card nya.

Sa psbank wala syang atm charges mg withdraw o mgbalance inquiry within psbank atnms at pag gamit mo naman ay metrobank e 2.50 ang withdrawal and 2.00php pag balance inquiry.
pero pag ibang atms na e 11-15php na ang charge.

Tandaan wala syang dormancy fee good for 5 yrs ang prepaid mastercard pwede na din sya gamitin sa online shpping at soon pwede na sya sa itunes as of the moment di pa sya pwede sa paypal pero malapit na din

Madali lang kumuha ng psbank prepaid mastercard mag dala ng isang valid id or dalawang secondary id.
Initial load zero pero pwede na 500php free na yung card after that you can use it right away no need to wait for one hour or 24hrs to use the card. your account is active right away and your on your way to an exciting experience with PSBank prepaid mastercard so what are you waiting for go to you nearest PSBank branch today.