Getting your atm

We all want to have our own bank account no matter how big or small our money is. Some my opt for a passbook while some want a passbook and an atm in one account for easy monitoring and convinience of withdrawing. Theres also the atm account it gives convinience and flexibility than a passbook. You can use your atm for purchasing, paying bills via the atm,online purchasing etc. But getting your atm card is not that easy it you have to wait for 3 days (minimum) for most banks and a whopping 7-10 days for other banks. You ask them why is it taking so long for you to get your atm. They will say that they have no embosser machine in inside the bank. Some banks prefer to print in bank thats why you have to go back and wait for several day. If your in a hurry why not generic atm but seldom wants to have a generic atm banks that issue generic atms are bdo and rcbc savings. But if you are a first time you want to have your name emboss on your first ever atm. We only have two banks that offers convenience of getting your card right away first is PSBank largest thrift bank member of metrobank group within minutes you have your atm with you even your prepaid mastercard right away then chinabank savings subsidiary of china bank take note that some branch of chinabank savings are the former branch of manila bank just like psbank you can get it right away no time wasted you have  it when you leave the bank and what good about it you can use it right away not like all the atm cards that you have to wait for 24hrs for activation. Come to think of it why cant bdo,bpi,metrobank or  any other bank do what psbank and chinabank savings did by offering a on the spot atm. They have the resources and capability to install embossing machine on all there branches. If banks will have this banking will truly be less huscle and convinient to all of us since were leaving in a fast pace life were every minute is important to us no matter what your statue maybe

List of CASH CARDS in the PHILiPPINeS

it seems that trend now a days is go on plastic were in most banks from thrift bank to commercial and even the universal banks offer cash card or so called prepaid debit card. There are banks who offer the master card or visa presence which can be useful if you travel abroad or if you buy online while others are just for domestic use only. The cash card fees ranging from 100 to 500 depending of on what cash card do you want to get. there are banks who impose annualy fees and dormant fees and some cash cards has a validity of one year to five years depending on the card or your life time card. You can put funds any were from 10k to 100k a month and it is not covered by the Philippine Insurance Corporation.

BPI cash card

it has a wide array of cash card ranging from money order to e prepaid card for internet access.
card fee 150-500 card validity is 2yrs up to 10k maximum allowed amount
reloading of your cash card free of charge.

Banco de Oro

Generic card 10k with 6 months dormancy
Personalized 25k with 1 year dormancy
reloading of your cash card free of charge

PSBank

prepaid master card Free if you load atleast 500 php no dormancy fee and the vadility of the card is 5 yrs you get your card instantly pay 10php for every reload and the only cash card than can accumulate up to 500k balance.

RCBC

offers wide range of cash cards from mrt card to mercury drug powered by visa card fee is 150 and pay 10 fee for every reload and card validity is 1yr can store up to 100k a month.

East west bank

powered by Visa can store up to 100k a month pay only 100php and no dormancy fee and no fee when you load your card

Metrobank

Powered by mastercard just purchase the kit for 100php the card is valid for 3 yrs renew the card for 100php. Pay 25php regardless the amount you put on your cash card. Get your card right away

Low initial and maintaining balance for regular savings account

No maintaining balance
Bpi and bpi family bank
Pay 250php 200php initial deposit and 50php for the atm fee. 5php transaction fee every time you use the card. 1000php to earn interest
China bank savings account
100php charge for the atm get your card instantly 1000php to earn interest

100php initial and maitaning balance

East west bank 

basic savings account 

initial deposit is 100php and 500 to earn interest comes with an atm visa. The lowest initial and maintaining balance in the market today

500 initial and maintaining balance
Land bank of the philippines
500 initial deposit and 500 For maintaining balance
Security Bank
500 initial deposit and maintaining balance 2000 to earn interest
Security bank savings (subsidiary owned by security bank formerly premiere bank) 500 for atm
The Real Bank
500 for passbook
100 initial deposit and 500 maitaining balance for atm
China bank savings
500 initial deposit and 1000 maintaining balance
RCBC savings
500 initial deposit
BPI direct
500 initial and maintaining balance
*apply through online
Sterling bank of asia
Any amount but you need to maintain 2000php with in 3 months comes with atm and passbook
Bank of commerce
500 initial deposit
Equicom savings bank
500 initial deposit

1000 initial and maitaining balance

China bank
1000 for atm or passbook
Opens till 5:00pm mondays to saturday inside sm malls

5000php to earn interest
Philippine business bank
1000 for atm or passbook
BPI family bank
1000 initial depost
City state savings bank
1000 atm
GSIS bank
1000 initial deposit atm
Philippine veterans bank
1000 atm or pass book or both
Philtrust bank
1000 passbook

2000 initial deposit

Banco de oro
2000 initial and maintaining balance
Branch are open till 7pm mondays to sunday inside sm malls
Philippine savings bank (PSB)
2000 initial and maintaining balance
*get your atm instantly
Planters bank
2000 initial deposit and maintaining balance
Metrobank
2000 initial and maintaining balance
EastWest bank
2000 initial deposit
Robinsons Bank
2000 initial deposit